*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
    background: #f8fafc;
    color: #0f172a;
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
    overflow-x: hidden;
}
a { text-decoration: none; color: inherit; }
img { max-width: 100%; height: auto; display: block; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }
ul { list-style: none; }

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}


.faq-hero {
    padding: 120px 0 60px;
    background: linear-gradient(135deg, #f0f9ff 0%, #ffffff 50%, #f8fafc 100%);
    overflow: hidden;
    position: relative;
    border-bottom: 1px solid #e2e8f0;
}
.faq-hero-grid {
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    gap: 56px;
    align-items: center;
}
.faq-hero-text {
    display: flex;
    flex-direction: column;
}
.faq-hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 6px 16px;
    background: #f3e8ff;
    color: #7c3aed;
    border-radius: 8px;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 0.5px;
    text-transform: uppercase;
    width: fit-content;
    border: 1px solid #e9d5ff;
    margin-bottom: 16px;
}
.faq-hero-title {
    font-family: 'Poppins', 'Inter', sans-serif;
    font-size: 52px;
    font-weight: 800;
    line-height: 1.1;
    letter-spacing: -1.5px;
    color: #0f172a;
    margin-bottom: 12px;
}
.faq-hero-subtitle {
    font-family: 'Poppins', 'Inter', sans-serif;
    font-size: 20px;
    font-weight: 600;
    color: #0284c7;
    margin-bottom: 18px;
}
.faq-hero-desc {
    font-size: 15px;
    line-height: 1.6;
    color: #475569;
    margin-bottom: 24px;
    max-width: 520px;
}


.faq-quick-links {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    margin-top: 8px;
}
.faq-quick-chip {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 6px 12px;
    border-radius: 100px;
    background: #f1f5f9;
    color: #475569;
    font-size: 12.5px;
    font-weight: 500;
    transition: all 0.2s ease;
    border: 1px solid transparent;
}
.faq-quick-chip:hover {
    background: #e0f2fe;
    color: #0284c7;
    border-color: rgba(2, 132, 199, 0.15);
}

.faq-hero-image {
    position: relative;
}
.faq-hero-image img {
    border-radius: 24px;
    box-shadow: 0 24px 48px -12px rgba(0,0,0,0.12), 0 0 0 1px rgba(0,0,0,0.03);
    width: 100%;
    height: 430px;
    object-fit: cover;
}


.faq-hero-badge-float {
    position: absolute;
    bottom: -15px;
    left: -20px;
    background: #fff;
    padding: 14px 18px;
    border-radius: 14px;
    display: flex;
    align-items: center;
    gap: 12px;
    box-shadow: 0 8px 32px rgba(0,0,0,0.08);
    z-index: 10;
    border-left: 4px solid #7c3aed;
    animation: faq-float 3.5s ease-in-out infinite;
}
@keyframes faq-float {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-8px); }
}


.faq-trust-bar {
    display: flex;
    align-items: center;
    justify-content: space-between;
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 20px;
    padding: 24px;
    margin-top: 48px;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.02);
}
.faq-trust-stat {
    display: flex;
    align-items: center;
    gap: 16px;
    flex: 1;
    justify-content: center;
}
.faq-trust-stat i {
    font-size: 24px;
    color: #0284c7;
    background: #e0f2fe;
    width: 48px;
    height: 48px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
}
.faq-trust-stat div {
    display: flex;
    flex-direction: column;
}
.faq-trust-stat strong {
    font-size: 15px;
    font-weight: 700;
    color: #0f172a;
}
.faq-trust-stat span {
    font-size: 12px;
    color: #64748b;
}
.faq-trust-divider {
    width: 1px;
    height: 40px;
    background: #e2e8f0;
    margin: 0 24px;
}


.faq-nav-sticky {
    position: sticky;
    top: 72px;
    background: rgba(255, 255, 255, 0.85);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    border-bottom: 1px solid #e2e8f0;
    z-index: 100;
    padding: 10px 0;
}
.faq-nav-pill-bar {
    display: flex;
    gap: 6px;
    padding: 6px;
    background: #f1f5f9;
    border-radius: 12px;
    width: fit-content;
    margin: 0 auto;
    overflow-x: auto;
    scrollbar-width: none;
}
.faq-nav-pill-bar::-webkit-scrollbar { display: none; }

.faq-nav-tab {
    padding: 8px 18px;
    border-radius: 8px;
    font-size: 13px;
    font-weight: 600;
    color: #475569;
    transition: all 0.25s ease;
    white-space: nowrap;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    border: none;
    background: transparent;
}
.faq-nav-tab:hover {
    color: #0f172a;
}
.faq-nav-tab.active {
    color: #0284c7;
    background: #ffffff;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.08);
}
.faq-nav-tab svg {
    font-size: 16px;
}


.faq-main-layout {
    padding: 64px 0 100px;
}

.faq-category-section {
    scroll-margin-top: 140px;
    margin-bottom: 56px;
}
.faq-category-section:last-child {
    margin-bottom: 0;
}

.faq-cat-header {
    display: flex;
    align-items: center;
    gap: 16px;
    margin-bottom: 24px;
    padding-bottom: 12px;
    border-bottom: 2px solid #e2e8f0;
}
.faq-cat-header h3 {
    font-family: 'Poppins', 'Inter', sans-serif;
    font-size: 24px;
    font-weight: 700;
    color: #0f172a;
    letter-spacing: -0.5px;
}
.faq-cat-icon {
    width: 40px;
    height: 40px;
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
}
.faq-cat-icon.about { background: #f3e8ff; color: #7c3aed; }
.faq-cat-icon.plans { background: #dcfce7; color: #16a34a; }
.faq-cat-icon.coverage { background: #e0f2fe; color: #0284c7; }
.faq-cat-icon.signup { background: #ffedd5; color: #ea580c; }
.faq-cat-icon.claims { background: #ffe4e6; color: #e11d48; }
.faq-cat-icon.availability { background: #f1f5f9; color: #475569; }


.faq-accordion-group {
    display: flex;
    flex-direction: column;
    gap: 16px;
}
.faq-accordion-card {
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 14px;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    box-shadow: 0 1px 3px rgba(0,0,0,0.02);
    overflow: hidden;
}
.faq-accordion-card:hover {
    border-color: #cbd5e1;
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(0,0,0,0.04);
}
.faq-accordion-card[open] {
    border-color: #93c5fd;
    box-shadow: 0 12px 30px rgba(2, 132, 199, 0.06);
}

.faq-accordion-summary {
    padding: 22px 28px;
    font-size: 16px;
    font-weight: 600;
    color: #0f172a;
    cursor: pointer;
    list-style: none;
    position: relative;
    display: flex;
    justify-content: space-between;
    align-items: center;
    user-select: none;
}
.faq-accordion-summary::-webkit-details-marker { display: none; }

.faq-summary-text {
    padding-right: 24px;
}

.faq-toggle-icon {
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: #f1f5f9;
    color: #0284c7;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 16px;
    font-weight: bold;
    transition: all 0.3s ease;
    flex-shrink: 0;
}
.faq-accordion-card[open] .faq-toggle-icon {
    background: #e0f2fe;
    transform: rotate(45deg);
}

.faq-accordion-content {
    padding: 0 28px 24px;
    color: #475569;
    font-size: 15px;
    line-height: 1.7;
    border-top: 1px solid transparent;
}
.faq-accordion-card[open] .faq-accordion-content {
    border-top-color: #f1f5f9;
    padding-top: 20px;
}


.faq-bullet-list {
    margin-top: 12px;
    display: flex;
    flex-direction: column;
    gap: 10px;
}
.faq-bullet-list li {
    display: flex;
    align-items: flex-start;
    gap: 10px;
}
.faq-bullet-list li svg {
    margin-top: 4px;
    color: #16a34a;
    flex-shrink: 0;
}


.faq-plan-cards {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
    margin: 24px 0 16px;
}
.faq-plan-card {
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 16px;
    padding: 24px;
    position: relative;
    display: flex;
    flex-direction: column;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}
.faq-plan-card:hover {
    border-color: #cbd5e1;
    transform: translateY(-4px);
    box-shadow: 0 12px 30px rgba(0, 0, 0, 0.04);
}
.faq-plan-card.featured {
    border-color: #bae6fd;
    background: linear-gradient(180deg, #f0f9ff 0%, #ffffff 100%);
    box-shadow: 0 10px 30px rgba(2, 132, 199, 0.05);
}
.faq-plan-card.featured:hover {
    border-color: #0284c7;
    box-shadow: 0 16px 36px rgba(2, 132, 199, 0.12);
}
.faq-plan-badge-popular {
    position: absolute;
    top: -12px;
    left: 50%;
    transform: translateX(-50%);
    background: #0284c7;
    color: #ffffff;
    font-size: 11px;
    font-weight: 700;
    padding: 4px 12px;
    border-radius: 20px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    box-shadow: 0 4px 10px rgba(2, 132, 199, 0.25);
    white-space: nowrap;
}
.faq-plan-tier {
    font-size: 13px;
    font-weight: 700;
    color: #64748b;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 8px;
}
.faq-plan-price {
    font-size: 28px;
    font-weight: 800;
    color: #0f172a;
    line-height: 1;
    margin-bottom: 16px;
}
.faq-plan-price span {
    font-size: 13px;
    font-weight: 500;
    color: #64748b;
}
.faq-plan-coverage {
    display: flex;
    align-items: center;
    gap: 6px;
    background: #f0fdf4;
    border: 1px solid #bbf7d0;
    color: #16a34a;
    padding: 8px 12px;
    border-radius: 10px;
    font-size: 13.5px;
    margin-bottom: 20px;
}
.faq-plan-card.featured .faq-plan-coverage {
    background: #eff6ff;
    border-color: #bfdbfe;
    color: #1d4ed8;
}
.faq-plan-coverage i {
    font-size: 14px;
}
.faq-plan-perks {
    display: flex;
    flex-direction: column;
    gap: 10px;
    list-style: none;
    padding: 0;
    margin: 0;
}
.faq-plan-perks li {
    font-size: 13px;
    color: #475569;
    display: flex;
    align-items: center;
    gap: 8px;
}
.faq-plan-perks li i {
    color: #16a34a;
    font-size: 14px;
}
.faq-plan-card.featured .faq-plan-perks li i {
    color: #0284c7;
}
.faq-plan-note {
    font-size: 14px;
    color: #475569;
    margin-top: 16px;
    display: flex;
    align-items: center;
    gap: 8px;
}
.faq-plan-note i {
    color: #0284c7;
    font-size: 18px;
}


.faq-callout {
    display: flex;
    gap: 12px;
    padding: 16px;
    background: #f0f9ff;
    border: 1px solid #bae6fd;
    border-radius: 10px;
    margin-top: 16px;
}
.faq-callout-orange {
    background: #fffbeb;
    border-color: #fef3c7;
}
.faq-callout-icon {
    font-size: 20px;
    color: #0284c7;
    margin-top: 2px;
}
.faq-callout-orange .faq-callout-icon {
    color: #ea580c;
}
.faq-callout-text {
    font-size: 13.5px;
    line-height: 1.5;
    color: #334155;
}


.faq-coverage-split {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
    margin-top: 16px;
}
.faq-split-panel {
    border-radius: 12px;
    padding: 20px;
}
.faq-split-panel.yes {
    background: #f0fdf4;
    border: 1px solid #bbf7d0;
}
.faq-split-panel.no {
    background: #fef2f2;
    border: 1px solid #fecaca;
}
.faq-panel-title {
    font-size: 14px;
    font-weight: 700;
    margin-bottom: 12px;
    display: flex;
    align-items: center;
    gap: 8px;
}
.faq-split-panel.yes .faq-panel-title { color: #16a34a; }
.faq-split-panel.no .faq-panel-title { color: #ef4444; }

.faq-panel-list {
    display: flex;
    flex-direction: column;
    gap: 8px;
}
.faq-panel-list li {
    font-size: 13px;
    display: flex;
    align-items: center;
    gap: 8px;
    color: #334155;
}


.faq-process-flow {
    display: flex;
    flex-direction: column;
    gap: 12px;
    margin-top: 16px;
}
.faq-process-step {
    display: flex;
    align-items: flex-start;
    gap: 16px;
    padding: 14px 18px;
    background: #f8fafc;
    border-radius: 10px;
    border: 1px solid #e2e8f0;
    transition: all 0.25s ease;
}
.faq-process-step:hover {
    background: #f0f9ff;
    border-color: #bfdbfe;
    transform: translateX(4px);
}
.faq-step-badge {
    width: 28px;
    height: 28px;
    border-radius: 8px;
    background: #0284c7;
    color: #ffffff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 13px;
    font-weight: 700;
    font-family: 'Poppins', sans-serif;
    flex-shrink: 0;
}
.faq-step-desc {
    font-size: 14px;
    line-height: 1.5;
    color: #334155;
}


.faq-help-section {
    background: #ffffff;
    border-top: 1px solid #e2e8f0;
    padding: 80px 0;
    text-align: center;
}
.faq-help-grid {
    max-width: 800px;
    margin: 0 auto;
}
.faq-help-badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: #f0f9ff;
    border: 1px solid #bae6fd;
    color: #0284c7;
    font-size: 11px;
    font-weight: 700;
    padding: 6px 14px;
    border-radius: 20px;
    margin-bottom: 20px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}
.faq-help-section h2 {
    font-family: 'Poppins', 'Inter', sans-serif;
    font-size: 36px;
    font-weight: 700;
    color: #0f172a;
    letter-spacing: -0.5px;
    margin-bottom: 12px;
}
.faq-help-section p {
    font-size: 16px;
    color: #475569;
    margin-bottom: 36px;
}
.faq-help-ctas {
    display: flex;
    justify-content: center;
    gap: 16px;
    flex-wrap: wrap;
}
.faq-btn-blue {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: #0284c7;
    color: #ffffff;
    font-weight: 600;
    padding: 14px 28px;
    border-radius: 10px;
    font-size: 15px;
    transition: all 0.25s ease;
    box-shadow: 0 4px 14px rgba(2, 132, 199, 0.2);
}
.faq-btn-blue:hover {
    background: #0369a1;
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(2, 132, 199, 0.3);
}
.faq-btn-outline-blue {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: #ffffff;
    color: #0f172a;
    border: 1px solid #cbd5e1;
    font-weight: 600;
    padding: 14px 28px;
    border-radius: 10px;
    font-size: 15px;
    transition: all 0.25s ease;
}
.faq-btn-outline-blue:hover {
    background: #f8fafc;
    border-color: #cbd5e1;
}


.footer {
    background: #0f172a;
    padding: 72px 0 32px;
    color: #94a3b8;
    border-top: 1px solid #1e293b;
}
.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 2fr;
    gap: 48px;
    margin-bottom: 48px;
}
.footer-brand img { height: 36px; margin-bottom: 20px; }
.footer-brand p { font-size: 14px; line-height: 1.6; max-width: 300px; color: #64748b; }
.footer-contact-info { display: flex; flex-direction: column; gap: 10px; margin-top: 16px; }
.contact-row { display: flex; align-items: flex-start; gap: 8px; }
.contact-row span { font-size: 13px; color: #94a3b8; line-height: 1.5; }
.footer-links h4, .footer-newsletter h4 { color: #fff; font-size: 14px; font-weight: 700; margin-bottom: 18px; }
.footer-links a { display: block; font-size: 13px; margin-bottom: 10px; color: #94a3b8; transition: color 0.2s, padding-left 0.2s; }
.footer-links a:hover { color: #fff; padding-left: 4px; }
.footer-newsletter p { font-size: 13px; margin-bottom: 16px; color: #64748b; line-height: 1.5; }
.newsletter-input { display: flex; }
.newsletter-input input {
    flex: 1; padding: 11px 14px; border-radius: 10px 0 0 10px; border: 1px solid #334155; border-right: none;
    background: #1e293b; color: #fff; font-size: 13px; outline: none; transition: border-color 0.2s;
}
.newsletter-input input:focus { border-color: #0284c7; }
.newsletter-input input::placeholder { color: #64748b; }
.newsletter-input button {
    padding: 0 20px; border: none; background: #0284c7; color: #fff; font-weight: 600; font-size: 13px;
    border-radius: 0 10px 10px 0; cursor: pointer; transition: background 0.25s;
}
.newsletter-input button:hover { background: #0369a1; }
.footer-bottom { padding-top: 24px; border-top: 1px solid #1e293b; text-align: center; font-size: 13px; color: #475569; }


@media (max-width: 991px) {
    .faq-hero-grid {
        grid-template-columns: 1fr;
        gap: 32px;
        text-align: center;
    }
    .faq-hero-badge {
        margin-left: auto;
        margin-right: auto;
    }
    .faq-hero-desc {
        margin-left: auto;
        margin-right: auto;
    }
    .faq-hero-image img {
        height: 280px;
        max-width: 440px;
        margin: 0 auto;
    }
    .faq-hero-badge-float {
        left: 20px;
    }
    .faq-nav-pill-bar {
        width: 100%;
        justify-content: flex-start;
    }
    .faq-trust-bar {
        flex-direction: column;
        gap: 20px;
        padding: 24px 16px;
    }
    .faq-trust-divider {
        width: 100%;
        height: 1px;
        margin: 8px 0;
    }
    .faq-trust-stat {
        width: 100%;
        justify-content: flex-start;
        padding-left: 12px;
    }
    .faq-plan-cards {
        grid-template-columns: repeat(2, 1fr);
        gap: 16px;
    }
}

@media (max-width: 768px) {
    .container {
        padding-left: 20px !important;
        padding-right: 20px !important;
    }
    .faq-hero {
        padding: 96px 0 48px;
    }
    .faq-hero-title {
        font-size: 32px;
        letter-spacing: -0.5px;
    }
    .faq-hero-subtitle {
        font-size: 16px;
    }
    .faq-nav-sticky {
        top: 60px;
    }
    .faq-nav-tab {
        padding: 8px 14px;
        font-size: 12px;
    }
    .faq-main-layout {
        padding: 40px 0 72px;
    }
    .faq-category-section {
        scroll-margin-top: 110px;
        margin-bottom: 40px;
    }
    .faq-cat-header h3 {
        font-size: 20px;
    }
    .faq-accordion-summary {
        padding: 18px 20px;
        font-size: 15px;
    }
    .faq-accordion-content {
        padding: 0 20px 20px;
        font-size: 14px;
    }
    .faq-coverage-split {
        grid-template-columns: 1fr;
    }
    .faq-help-section {
        padding: 60px 0;
    }
    .faq-help-section h2 {
        font-size: 28px;
    }
    .faq-help-section p {
        font-size: 14px;
        margin-bottom: 28px;
    }
    .faq-btn-blue, .faq-btn-outline-blue {
        width: 100%;
        justify-content: center;
    }
    .footer {
        padding: 40px 15px 28px !important;
    }
    .footer-grid {
        grid-template-columns: 1fr 1fr !important;
        gap: 20px 16px !important;
    }
    .footer-brand { grid-column: 1 / -1 !important; }
    .footer-newsletter { grid-column: 1 / -1 !important; }
    .faq-quick-links {
        justify-content: center;
    }
}

@media (max-width: 576px) {
    .faq-plan-cards {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 480px) {
    .faq-hero-title {
        font-size: 28px;
    }
    .faq-hero-image img {
        height: 200px;
    }
}

.faq-combined-hero {
    padding-bottom: 72px;
}

.faq-product-visuals {
    position: relative;
    min-height: 430px;
}

.faq-product-visual {
    position: absolute;
    width: 72%;
    overflow: hidden;
    border: 6px solid #ffffff;
    border-radius: 24px;
    background: #ffffff;
    box-shadow: 0 24px 48px -12px rgba(15, 23, 42, 0.2);
}

.faq-product-visual img {
    display: block;
    width: 100%;
    height: 300px;
    object-fit: cover;
}

.faq-product-visual span {
    display: flex;
    align-items: center;
    gap: 8px;
    padding: 12px 16px;
    color: #0f172a;
    font-size: 14px;
    font-weight: 700;
}

.faq-product-visual-care {
    top: 0;
    left: 0;
    transform: rotate(-3deg);
}

.faq-product-visual-fix {
    right: 0;
    bottom: 0;
    transform: rotate(3deg);
}

.faq-product-panel[hidden] {
    display: none;
}

.faq-product-intro {
    margin-bottom: 48px;
    padding: 32px;
    border: 1px solid #e2e8f0;
    border-radius: 20px;
    background: linear-gradient(135deg, #f8fafc 0%, #f0f9ff 100%);
}

.faq-product-kicker {
    display: block;
    margin-bottom: 8px;
    color: #0284c7;
    font-size: 12px;
    font-weight: 800;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.faq-product-intro h2 {
    margin-bottom: 10px;
    color: #0f172a;
    font-family: 'Poppins', 'Inter', sans-serif;
    font-size: 38px;
    line-height: 1.15;
}

.faq-product-intro > p {
    max-width: 780px;
    margin-bottom: 20px;
    color: #475569;
    font-size: 16px;
    line-height: 1.7;
}

.faq-process-list {
    display: grid;
    gap: 10px;
    margin: 12px 0 0 20px;
}

.faq-process-list li {
    padding-left: 6px;
}

@media (max-width: 991px) {
    .faq-product-visuals {
        width: min(100%, 560px);
        min-height: 380px;
        margin: 0 auto;
    }

    .faq-product-visual img {
        height: 250px;
    }
}

@media (max-width: 768px) {
    .faq-product-visuals {
        width: min(88%, 460px);
        min-height: 320px;
    }

    .faq-product-visual {
        width: 70%;
    }

    .faq-product-visual img {
        height: 210px;
    }
}

@media (max-width: 576px) {
    .faq-product-visuals {
        width: min(88%, 390px);
        min-height: 250px;
    }

    .faq-product-visual {
        width: 72%;
        border-width: 4px;
        border-radius: 18px;
    }

    .faq-product-visual img {
        height: 145px;
    }

    .faq-product-intro {
        padding: 24px 20px;
        margin-bottom: 36px;
    }

    .faq-product-intro h2 {
        font-size: 30px;
    }
}