.quote-layout {
    display: grid;
    grid-template-columns: 1fr 340px;
    gap: 24px;
    align-items: start;
}
@media (max-width: 900px) {
    .quote-layout {
        grid-template-columns: 1fr;
    }
}

.card-header {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 24px;
    padding-bottom: 16px;
    border-bottom: 1px solid #f1f5f9;
}
.card-header svg {
    color: #3b82f6;
}
.card-header h2 {
    font-size: 18px;
    font-weight: 700;
    margin: 0;
    color: #0f172a;
}

.selection-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 16px;
    margin-bottom: 24px;
}
.selection-box {
    border: 1px solid #e2e8f0;
    border-radius: 12px;
    padding: 16px;
    cursor: pointer;
    transition: all 0.2s ease;
    background: #fff;
    text-align: left;
    position: relative;
}
.selection-box:hover {
    border-color: #cbd5e1;
}
.selection-box.active {
    border-color: #3b82f6;
    background: #eff6ff;
    box-shadow: 0 0 0 1px #3b82f6;
}
.selection-box .box-title {
    font-weight: 700;
    color: #0f172a;
    font-size: 15px;
    margin-bottom: 4px;
    display: block;
}
.selection-box .box-desc {
    font-size: 13px;
    color: #64748b;
    line-height: 1.4;
    display: block;
}
.selection-box input[type="radio"] {
    position: absolute;
    opacity: 0;
}

.selection-box.has-radio {
    display: flex;
    align-items: flex-start;
    gap: 12px;
}
.selection-box.has-radio .radio-circle {
    width: 20px;
    height: 20px;
    border: 2px solid #cbd5e1;
    border-radius: 50%;
    margin-top: 2px;
    flex-shrink: 0;
    position: relative;
}
.selection-box.active .radio-circle {
    border-color: #3b82f6;
    background: #3b82f6;
}
.selection-box.active .radio-circle::after {
    content: '';
    position: absolute;
    width: 8px;
    height: 8px;
    background: #fff;
    border-radius: 50%;
    top: 50%; left: 50%;
    transform: translate(-50%, -50%);
}

.segmented-control {
    display: flex;
    background: #f8fafc;
    border: 1px solid #e2e8f0;
    border-radius: 8px;
    overflow: hidden;
}
.segmented-control label {
    flex: 1;
    text-align: center;
    padding: 12px;
    font-size: 14px;
    font-weight: 500;
    color: #64748b;
    cursor: pointer;
    border-right: 1px solid #e2e8f0;
    transition: all 0.2s;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 6px;
    margin: 0 !important;
}
.segmented-control label:last-child {
    border-right: none;
}
.segmented-control label input {
    display: none;
}
.segmented-control label.active {
    background: #eff6ff;
    color: #3b82f6;
    font-weight: 600;
}
.segmented-control label.active svg {
    stroke: #3b82f6;
}
.segmented-control.blue-fill {
    border: 1px solid #e2e8f0;
    padding: 4px;
    border-radius: 8px;
    background: #fff;
}
.segmented-control.blue-fill label {
    border: none;
    border-radius: 6px;
    padding: 10px;
}
.segmented-control.blue-fill label.active {
    background: #3b82f6;
    color: #fff;
}

.checkbox-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
}
.checkbox-label {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 14px;
    color: #475569;
    cursor: pointer;
    margin: 0;
}
.checkbox-label input {
    width: 18px;
    height: 18px;
    border: 1px solid #cbd5e1;
    border-radius: 4px;
    accent-color: #3b82f6;
}

.input-with-currency {
    position: relative;
}
.input-with-currency::before {
    content: '₦';
    position: absolute;
    left: 16px;
    top: 50%;
    transform: translateY(-50%);
    font-weight: 600;
    color: #64748b;
}
.input-with-currency input {
    padding-left: 36px;
}

.help-text {
    font-size: 12px;
    color: #94a3b8;
    margin-top: 6px;
    display: block;
}

.sticky-sidebar {
    position: sticky;
    top: 100px;
}
.badge-pill {
    display: inline-block;
    background: #eff6ff;
    color: #2563eb;
    font-size: 11px;
    font-weight: 700;
    padding: 4px 12px;
    border-radius: 12px;
    letter-spacing: 0.5px;
}
.premium-amount {
    font-size: 36px;
    font-weight: 800;
    line-height: 1;
    color: #1d4ed8;
}
.inclusion-list {
    list-style: none;
    padding: 0;
    margin: 0;
}
.inclusion-list li {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 14px;
    color: #475569;
    margin-bottom: 12px;
}
.inclusion-list li svg {
    flex-shrink: 0;
    color: #10b981;
}

.payment-box {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 12px 16px;
    border: 1px solid #e2e8f0;
    border-radius: 8px;
    margin-bottom: 8px;
    cursor: pointer;
    background: #fff;
    transition: all 0.2s;
}
.payment-box.active {
    border-color: #3b82f6;
    background: #eff6ff;
}
.payment-box .p-label {
    display: flex;
    align-items: center;
    gap: 12px;
    font-weight: 600;
    font-size: 14px;
    color: #0f172a;
}
.payment-box .radio-circle {
    width: 18px;
    height: 18px;
    border: 2px solid #cbd5e1;
    border-radius: 50%;
    position: relative;
}
.payment-box.active .radio-circle {
    border-color: #3b82f6;
}
.payment-box.active .radio-circle::after {
    content: '';
    position: absolute;
    width: 8px;
    height: 8px;
    background: #3b82f6;
    border-radius: 50%;
    top: 50%; left: 50%;
    transform: translate(-50%, -50%);
}
.payment-box .badge-save {
    background: #d1fae5;
    color: #059669;
    font-size: 11px;
    font-weight: 700;
    padding: 2px 8px;
    border-radius: 4px;
}

.step-actions.split {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding-top: 24px;
    border-top: 1px solid #e2e8f0;
}

.mb-6 { margin-bottom: 24px; }
.mt-6 { margin-top: 24px; }

.segmented-control label { display: flex; align-items: center; justify-content: center; }
.segmented-control label .radio-circle { width: 14px; height: 14px; border: 1px solid #cbd5e1; border-radius: 50%; margin-right: 8px; position: relative; }
.segmented-control label.active .radio-circle { border: 4px solid #3b82f6; }

.quote-layout { align-items: stretch !important; }
.quote-sidebar-col { display: flex; flex-direction: column; }
.quote-sidebar-col .form-card { flex: 1; display: flex; flex-direction: column; }
.quote-sidebar-col .form-card .payment-options { flex: 1; }